Tag Archives: Banking

10 Reasons Why Bank Vaults Are Much More Interesting Than You Thought

Flickr/JasonBechtel

Flickr/JasonBechtel

For most of us, our exposure to bank vaults probably doesn’t extend beyond the clever bank heists we’ve seen in movies like “Ocean’s 11” and “Heat.” In reality, of course, those types of crimes are very, very rare. That’s because bank vaults and other covert bunkers that hold valuable goods use some pretty amazing technology to keep things secure. In fact, these ultra-exclusive enclaves of riches have a lot of secrets.

Check out 10 things you probably didn’t know about them in my new post on WiseBread.

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6 Credit Card Fees You Never Saw Coming

Flickr/reallyboring

Flickr/reallyboring

The fact that using a credit card is expensive is hardly shocking news. If you’ve ever carried a balance, the hefty interest rate quickly bears evidence of the compounding cost. Unfortunately, credit card interest is only the start of what a credit card can cost you. In fact, many credit cards have fees you’ve probably never even considered.

The good news: Federally regulated institutions (your bank) are required to tell credit card holders (you) about the fees being charged. More so, credit card applications and agreements must include this information, and consumers must be updated any time these fees are changed.

The reality: Most people don’t pay much attention to the fine print.

With this in mind, I combed through the more obscure and easy-to-overlook credit card fees, so you won’t have to find out about them the hard way…when they land on your statement. Check it out in my new article on GoldenGirlFinance.com.

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7 Sure-Fire Money-Saving Banking Moves

Flickr/Truthout.org

Flickr/Truthout.org

Getting a bank account is often our first introduction to the world of money, and it often happens at such a young age that we take that part of our financial lives for granted. Our paychecks are deposited to our accounts, we withdraw money to pay for the things we need, and we assume that’s all there is to it. The reality is that the options and variety available in the world of checking and savings accounts means that leaving everything up to chance can get very expensive. Fortunately, it doesn’t take much work to implement key money-saving banking moves and keep a little more of your hard-earned money to yourself. Get some tips in my new article on Dividend.com: http://www.dividend.com/my-money/7-sure-fire-money-saving-banking-moves/

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Overdraft Protection: The Trap You Didn’t See Coming

Flickr/swanksalot

Payday loans have a bad rap. If the flashy storefronts and tacky, overly exuberant ads don’t make you think twice, the interest rates should – they’re often more than 20 percent of the amount borrowed.

And yet there’s another high-interest loan you may be blindly paying – without even hitting a tattered strip mall to get it. We’re talking about overdraft protection, and while its name implies benefits, this loan comes at a cost that’s much too steep, especially when there are so many other options.

So why should you avoid overdraft? And, more importantly, how can you avoid running into insufficient funds without taking the financial hit? Find out in my new article on GoldenGirlFinance.ca: http://bit.ly/NAPigf

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