Build a Better Budget in 5 Minutes Flat

Flickr/401(k) 2013

Flickr/401(k) 2013

Do you have a budget?

If not, you’ve been meaning to get to it, right? According a survey conducted by Bankrate, 40% of Americans don’t keep a budget. But if you’re dreading getting the job done, maybe you shouldn’t be. Budgeting isn’t so bad, and it doesn’t have to be about spreadsheets and calculations and highlighter pens. In fact, at the most practical level, budgeting is really simple. And it only takes five minutes to get started, plus another five or so minutes for each of the follow up steps to really build your budget.

Ready? Find out how in my new post on WiseBread.

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