New mortgage rules that went into effect in Canada in July shortened mortgage amortizations, pushed up qualification rates and reduced the debt ratio limits for borrowers. The bottom line? Getting a mortgage got harder, especially for first-time buyers. That may be a good thing for the housing market, but it’s a real heart-breaker for those who just can’t shake the desire to own their own home. In response, some buyers and sellers are getting together on rent-to-own deals in an effort to forge an easier path to homeownership. A February report by the CBC found that new rent-to-own websites have proliferated over the past year, suggesting that the phenomenon is becoming more common. But can you really rent your way to home ownership? Find out all about rent-to-own in my new article on GoldenGirlFinance.com.