How to Be Frugal (Without Becoming a Hermit)

Flickr/Alina Sofia

“I can’t afford it.”

You probably hate saying that, right? Heck, I don’t even like hearing it. It spells a dead end, no fun — and there’s a little bit of shame that goes with it, too. Saying it aloud sometimes feels like not being picked for the dodge ball team; there you are, standing out there by yourself. It can be enough to make anyone either suck it up and pull out the credit card or retreat to reading library books and watching whatever TV channels come in for free — alone. But don’t toss out your social calendar just yet. Fortunately, there are other options. But there’s also a catch — being frugal among spendthrift friends may take a shift in thinking. Read more about it in my new post on

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