SOS! An Emergency Fund: Why You Need It, How to Make It Happen

Emergency Fund

Flickr/La Citta Vita

Your car breaks down, someone throws a baseball through your kitchen window and just when you thought things couldn’t get any worse, your kids get the flu – all of them. Some people call it Murphy’s Law, but whatever metaphysical forces happen to conspire to make everything go wrong at the same time, one thing is very clear: the aftermath tends to be expensive.

But here’s another weird phenomenon: a new poll from TD Canada Trust shows that while more than half of Canadians have been hit with a costly surprise, only half were financially prepared. In fact, a full 38 percent of us tempt financial fate, getting by on the hope that nothing will go wrong. But here’s the financial truth: if you’ve been praying for the best – while failing to prepare for the worst – you need an emergency fund. Find out why – and how to get the job done – in my new article on GoldenGirlFinance.ca: http://bit.ly/IiUtfR

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