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If you haven’t contributed to your registered retirement savings account (RRSP) this year, you’re not alone. According to the most recent figures from Statistics Canada, only about half of Canadians make contributions in any given year. But as the March 1, 2012, deadline looms, you still have some time to contribute. And you should, because despite the apparent lack of enthusiasm for RRSPs, they are one of the few investments with a guaranteed return in the form of a reduction in your taxable income. If you contribute enough, you could get a cheque from the government (and what’s not to love about that?).
In my new article on GoldenGirlFinance.ca, I present a few last-ditch ways to contribute this year: http://www.goldengirlfinance.ca/articles/get-on-it-how-to-get-money-into-your-rrsp-this-year-with-the-deadline-looming-its-time-to-spring-into-action
