Hate Budgeting? How a Percentage-Based Budget Might Work for You

Flickr/Keith Ramsey

Flickr/Keith Ramsey

I’ve heard just about every excuse in the book for not making a budget. I’ve even excused my own way out of budgeting more times than I care to admit. What I’ve learned in the process is that just like diet and exercise plans or productivity goals, budgets aren’t one-size-fits-all. In other words, the style of budgeting that helps you get your personal finances on track might be a disaster for someone else.

One very simple and easy-to-follow budgeting style is percentage-based budgeting. Is it a fit for you? Find out in my new post on WiseBread.

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STOP! 10 Work Email Mistakes You May Be Making

Flikcr/Keith Ramsey

Flikcr/Keith Ramsey

As an online editor and writer who works with many other editors, writers, and all the people in between, I get a lot of email. Like, a lot. As a result, I’ve spent a lot of time thinking about how to make the most of email, how to be efficient at it, and how to ensure that it benefits my work. I’m not the only one.

According to market research company Radicati, the average American worker received or sent 115 emails per day in 2013, a staggering figure that’s expected to rise to 136 emails by 2017.

That’s a lot of opportunity to make a mistake. So before you rattle off today’s 100+ emails, check out this collection of the 10 worst email mistakes you may be making in my new post on WiseBread.

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Dads Who Do Dishes Raise Ambitious Daughters (and 4 Other Ways Any Parent Can Help Their Kid Succeed)

Flickr/Amelien Bayle

Flickr/Amelien Bayle

A recent study by UBC found that dads who do the dishes — and other household chores — tend to raise more ambitious daughters than dads who stick to more traditional (or, dare I say, outdated) gender roles and leave the kitchen duties to the women in the house.

I am not a mother (yet), but I’d say I’m a pretty ambitious daughter myself. And yes, my dad did do the dishes. In fact, he did them every single night. Coincidence? Probably. But sticking dad with kitchen duty isn’t the only way to raise daughters who want to take on the world. Check out a few things that could make a difference in my new post on WiseBread.

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10 Reasons Why Bank Vaults Are Much More Interesting Than You Thought

Flickr/JasonBechtel

Flickr/JasonBechtel

For most of us, our exposure to bank vaults probably doesn’t extend beyond the clever bank heists we’ve seen in movies like “Ocean’s 11” and “Heat.” In reality, of course, those types of crimes are very, very rare. That’s because bank vaults and other covert bunkers that hold valuable goods use some pretty amazing technology to keep things secure. In fact, these ultra-exclusive enclaves of riches have a lot of secrets.

Check out 10 things you probably didn’t know about them in my new post on WiseBread.

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5 Painless Ways to Manage Money With Your Partner

Flickr/hafecheese

Flickr/hafecheese

Whenever I see a talk show or reality show that deals with finances, I’m always most amazed by the couples.

“She makes about $60,000 per year … I think.”

“I know he has credit card debt, I just don’t know how much.”

These are the kinds of things I hear people say about their spouses and their money. When you’re sharing bills, a household, and (hopefully) a future, it seems a little insane that so many people aren’t on the same page. Or haven’t even talked about what page they’re on. Not before they were married, not after, and not even when they land in major financial trouble.

Not that managing money as a couple is easy. It isn’t. That said, there are few key things that couples can do to help get — and stay — on the right financial track. Check out the top five in my new post on WiseBread.

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10 No-Stress Ways to Do More in Less Time

Flickr/Luke

Flickr/Luke

Sometimes I work too much. There, I said it. It shames me a bit, to be honest. But what really bothers me about that scenario, when it happens, is that I don’t accomplish wonderful and amazing things. At all. Instead, I get really tired, and really grouchy, and I work more and more slowly and ineffectually so that I end up having to work even more. (See also: 6 Rules of a Productive Workspace)

It’s stupid, but we all do it. What I always seem to forget is that the point of working hard isn’t to work more but to get more done. And, if I can do that in less time, I can bugger off and spend the rest of the day doing something significantly more awesome. What that all boils down to is being more productive with the time I have. How? I dug up some research on how to schedule your day for optimal productivity. Check it out in my new post on WiseBread.

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5 Beginning Investor Mistakes I’ve Made (And You Don’t Have To)

There’s something I’ve noticed about a lot of people who write about investing: They’re either very rich or they work as investment professionals. Now, I don’t think that that makes them unqualified to give advice to those of us who don’t have a seven (or eight!) figure net worth, but it does make it a little hard to identify with them. After all, if I had a million bucks in the bank, putting some of it in riskier investments would be a lot easier to stomach. Ditto for investing other people’s money.

But here’s the thing. I’m an investor, too. I’m not a professional one or a rich one. But I am richer than before I started. And I’m a smarter investor than I was when I started, too. I’m also getting more confident about investing money in the stock market. That said, I made a lot of rookie mistakes along the way. Here are five of the ones that stand out. Read about them in my new post on WiseBread. And try to avoid them, OK?

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